Call reports 2016
INLAND NORTHWEST BANK — 2016
What INLAND NORTHWEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 603,419,000 | 593,076,000 | 647,031,000 | 635,539,000 |
| Total loans | 483,328,000 | 486,957,000 | 480,117,000 | 500,903,000 |
| Allowance for loan losses | 6,164,000 | 6,224,000 | 6,308,000 | 6,263,000 |
| Securities available for sale | 32,337,000 | 29,764,000 | 29,904,000 | 25,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,175,000 | 508,788,000 | 561,513,000 | 549,483,000 |
| Interest-bearing deposits | 376,145,000 | 366,784,000 | 383,723,000 | 384,834,000 |
| Noninterest-bearing deposits | 144,030,000 | 142,004,000 | 177,790,000 | 164,649,000 |
| Equity capital | 71,484,000 | 72,945,000 | 74,504,000 | 75,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,956,000 | 14,069,000 | 21,417,000 | 28,629,000 |
| Interest expense | 407,000 | 817,000 | 1,252,000 | 1,702,000 |
| Net interest income | 6,549,000 | 13,252,000 | 20,165,000 | 26,927,000 |
| Noninterest income | 973,000 | 2,147,000 | 3,392,000 | 4,679,000 |
| Noninterest expense | 5,922,000 | 11,569,000 | 17,185,000 | 22,966,000 |
| Provision for loan losses | 182,000 | 303,000 | 363,000 | 363,000 |
| Pretax income | 1,418,000 | 3,527,000 | 6,009,000 | 8,277,000 |
| Income tax | 442,000 | 1,137,000 | 1,952,000 | 2,689,000 |
| Net income | 976,000 | 2,390,000 | 4,057,000 | 5,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,701,000 | 65,150,000 | 66,935,000 | 68,501,000 |
| Total capital | 70,155,000 | 71,664,000 | 73,533,000 | 75,054,000 |
| Risk-weighted assets | 562,222,000 | 567,365,000 | 564,239,000 | 578,822,000 |