Call reports 2015
INLAND NORTHWEST BANK — 2015
What INLAND NORTHWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 446,496,000 | 447,784,000 | 467,707,000 | 610,047,000 |
| Total loans | 358,293,000 | 370,206,000 | 370,324,000 | 485,331,000 |
| Allowance for loan losses | 5,794,000 | 5,910,000 | 5,980,000 | 6,024,000 |
| Securities available for sale | 38,131,000 | 35,996,000 | 34,033,000 | 34,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,844,000 | 385,673,000 | 405,396,000 | 527,333,000 |
| Interest-bearing deposits | 290,247,000 | 290,140,000 | 303,924,000 | 368,259,000 |
| Noninterest-bearing deposits | 94,597,000 | 95,533,000 | 101,472,000 | 159,074,000 |
| Equity capital | 48,942,000 | 49,864,000 | 50,487,000 | 70,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,929,000 | 10,098,000 | 15,387,000 | 22,222,000 |
| Interest expense | 378,000 | 790,000 | 1,169,000 | 1,575,000 |
| Net interest income | 4,551,000 | 9,308,000 | 14,218,000 | 20,647,000 |
| Noninterest income | 810,000 | 1,932,000 | 2,941,000 | 3,873,000 |
| Noninterest expense | 4,016,000 | 8,204,000 | 12,441,000 | 17,725,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 1,285,000 | 2,916,000 | 4,538,000 | 6,575,000 |
| Income tax | 435,000 | 940,000 | 1,482,000 | 2,151,000 |
| Net income | 850,000 | 1,976,000 | 3,056,000 | 4,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,052,000 | 49,178,000 | 49,758,000 | 62,989,000 |
| Total capital | 53,340,000 | 54,503,000 | 55,178,000 | 69,303,000 |
| Risk-weighted assets | 422,291,000 | 425,225,000 | 432,787,000 | 558,145,000 |