Call reports 2014
INLAND NORTHWEST BANK — 2014
What INLAND NORTHWEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 397,512,000 | 407,469,000 | 420,323,000 | 420,807,000 |
| Total loans | 311,742,000 | 325,050,000 | 328,356,000 | 342,889,000 |
| Allowance for loan losses | 5,904,000 | 6,006,000 | 5,887,000 | 5,728,000 |
| Securities available for sale | 49,974,000 | 44,905,000 | 42,468,000 | 40,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,602,000 | 343,182,000 | 359,921,000 | 359,924,000 |
| Interest-bearing deposits | 251,745,000 | 254,565,000 | 264,390,000 | 263,069,000 |
| Noninterest-bearing deposits | 86,857,000 | 88,617,000 | 95,531,000 | 96,855,000 |
| Equity capital | 44,899,000 | 45,919,000 | 46,997,000 | 48,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,441,000 | 9,158,000 | 13,977,000 | 18,871,000 |
| Interest expense | 396,000 | 794,000 | 1,194,000 | 1,575,000 |
| Net interest income | 4,045,000 | 8,364,000 | 12,783,000 | 17,296,000 |
| Noninterest income | 768,000 | 1,622,000 | 2,463,000 | 3,149,000 |
| Noninterest expense | 3,583,000 | 7,303,000 | 10,892,000 | 14,753,000 |
| Provision for loan losses | 250,000 | 422,000 | 472,000 | 272,000 |
| Pretax income | 1,001,000 | 2,326,000 | 3,947,000 | 5,485,000 |
| Income tax | 279,000 | 707,000 | 1,223,000 | 1,698,000 |
| Net income | 722,000 | 1,619,000 | 2,724,000 | 3,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,137,000 | 45,034,000 | 46,139,000 | 47,202,000 |
| Total capital | 48,718,000 | 49,724,000 | 50,900,000 | 52,067,000 |
| Risk-weighted assets | 364,953,000 | 373,631,000 | 379,543,000 | 388,118,000 |