Call reports 2013
INLAND NORTHWEST BANK — 2013
What INLAND NORTHWEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 391,069,000 | 389,920,000 | 392,541,000 | 393,139,000 |
| Total loans | 273,131,000 | 286,753,000 | 298,355,000 | 303,879,000 |
| Allowance for loan losses | 5,324,000 | 5,532,000 | 5,370,000 | 5,803,000 |
| Securities available for sale | 69,406,000 | 65,837,000 | 54,017,000 | 51,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,945,000 | 325,366,000 | 331,560,000 | 322,090,000 |
| Interest-bearing deposits | 256,989,000 | 248,719,000 | 245,179,000 | 238,533,000 |
| Noninterest-bearing deposits | 78,956,000 | 76,647,000 | 86,381,000 | 83,557,000 |
| Equity capital | 43,797,000 | 44,302,000 | 45,013,000 | 44,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,507,000 | 9,066,000 | 14,369,000 | 18,825,000 |
| Interest expense | 486,000 | 954,000 | 1,391,000 | 1,796,000 |
| Net interest income | 4,021,000 | 8,112,000 | 12,978,000 | 17,029,000 |
| Noninterest income | 1,051,000 | 1,849,000 | 2,632,000 | 3,815,000 |
| Noninterest expense | 3,908,000 | 7,659,000 | 11,631,000 | 15,251,000 |
| Provision for loan losses | 244,000 | 513,000 | 879,000 | 1,535,000 |
| Pretax income | 1,026,000 | 1,895,000 | 3,295,000 | 4,255,000 |
| Income tax | 302,000 | -186,000 | 263,000 | 548,000 |
| Net income | 724,000 | 2,081,000 | 3,032,000 | 3,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,007,000 | 43,364,000 | 44,315,000 | 43,415,000 |
| Total capital | 46,077,000 | 47,620,000 | 48,697,000 | 47,903,000 |
| Risk-weighted assets | 324,178,000 | 339,007,000 | 349,401,000 | 357,492,000 |