Call reports 2012
INLAND NORTHWEST BANK — 2012
What INLAND NORTHWEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 396,368,000 | 387,619,000 | 394,142,000 | 398,110,000 |
| Total loans | 273,869,000 | 260,115,000 | 269,548,000 | 277,821,000 |
| Allowance for loan losses | 7,336,000 | 6,495,000 | 5,707,000 | 5,260,000 |
| Securities available for sale | 71,271,000 | 74,236,000 | 75,960,000 | 73,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,380,000 | 335,887,000 | 342,113,000 | 342,726,000 |
| Interest-bearing deposits | 268,749,000 | 260,583,000 | 262,652,000 | 256,132,000 |
| Noninterest-bearing deposits | 76,631,000 | 75,304,000 | 79,461,000 | 86,594,000 |
| Equity capital | 41,131,000 | 42,014,000 | 42,536,000 | 43,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,613,000 | 9,192,000 | 13,615,000 | 18,079,000 |
| Interest expense | 737,000 | 1,394,000 | 2,005,000 | 2,563,000 |
| Net interest income | 3,876,000 | 7,798,000 | 11,610,000 | 15,516,000 |
| Noninterest income | 1,032,000 | 1,808,000 | 2,826,000 | 3,734,000 |
| Noninterest expense | 3,782,000 | 7,653,000 | 11,591,000 | 15,703,000 |
| Provision for loan losses | 600,000 | 1,000,000 | 1,600,000 | 1,600,000 |
| Pretax income | 546,000 | 1,073,000 | 1,625,000 | 2,327,000 |
| Income tax | 156,000 | 276,000 | 381,000 | 572,000 |
| Net income | 390,000 | 797,000 | 1,244,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,919,000 | 40,325,000 | 40,772,000 | 41,283,000 |
| Total capital | 44,105,000 | 44,263,000 | 44,810,000 | 45,451,000 |
| Risk-weighted assets | 331,462,000 | 312,360,000 | 321,180,000 | 332,159,000 |