Call reports 2011
INLAND NORTHWEST BANK — 2011
What INLAND NORTHWEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 392,704,000 | 380,865,000 | 392,373,000 | 384,905,000 |
| Total loans | 282,463,000 | 276,232,000 | 271,871,000 | 268,131,000 |
| Allowance for loan losses | 6,171,000 | 7,258,000 | 6,551,000 | 6,816,000 |
| Securities available for sale | 69,861,000 | 64,618,000 | 69,587,000 | 66,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,398,000 | 328,737,000 | 339,906,000 | 333,934,000 |
| Interest-bearing deposits | 278,700,000 | 265,337,000 | 266,877,000 | 268,200,000 |
| Noninterest-bearing deposits | 68,698,000 | 63,400,000 | 73,029,000 | 65,734,000 |
| Equity capital | 40,216,000 | 41,068,000 | 41,272,000 | 40,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,399,000 | 10,419,000 | 15,379,000 | 20,257,000 |
| Interest expense | 1,135,000 | 2,177,000 | 3,163,000 | 3,982,000 |
| Net interest income | 4,264,000 | 8,242,000 | 12,216,000 | 16,275,000 |
| Noninterest income | 797,000 | 1,509,000 | 2,463,000 | 3,347,000 |
| Noninterest expense | 3,349,000 | 6,892,000 | 10,298,000 | 14,057,000 |
| Provision for loan losses | 831,000 | 2,362,000 | 4,893,000 | 6,874,000 |
| Pretax income | 881,000 | 530,000 | -247,000 | -1,045,000 |
| Income tax | 227,000 | 41,000 | -313,000 | -624,000 |
| Net income | 654,000 | 489,000 | 66,000 | -421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,603,000 | 40,438,000 | 40,015,000 | 39,528,000 |
| Total capital | 44,643,000 | 44,383,000 | 44,018,000 | 43,617,000 |
| Risk-weighted assets | 320,924,000 | 312,100,000 | 331,324,000 | 324,238,000 |