Call reports 2010
INLAND NORTHWEST BANK — 2010
What INLAND NORTHWEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 397,363,000 | 387,747,000 | 389,300,000 | 393,221,000 |
| Total loans | 316,246,000 | 305,266,000 | 302,633,000 | 283,705,000 |
| Allowance for loan losses | 7,175,000 | 7,251,000 | 7,429,000 | 6,918,000 |
| Securities available for sale | 34,870,000 | 38,176,000 | 41,761,000 | 69,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,814,000 | 337,462,000 | 338,504,000 | 347,458,000 |
| Interest-bearing deposits | 280,248,000 | 279,531,000 | 272,817,000 | 277,942,000 |
| Noninterest-bearing deposits | 63,566,000 | 57,931,000 | 65,687,000 | 69,516,000 |
| Equity capital | 38,411,000 | 38,970,000 | 40,672,000 | 39,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,515,000 | 10,837,000 | 16,191,000 | 21,316,000 |
| Interest expense | 1,684,000 | 3,245,000 | 4,678,000 | 5,959,000 |
| Net interest income | 3,831,000 | 7,592,000 | 11,513,000 | 15,357,000 |
| Noninterest income | 820,000 | 1,612,000 | 2,417,000 | 2,298,000 |
| Noninterest expense | 3,193,000 | 6,359,000 | 9,722,000 | 13,247,000 |
| Provision for loan losses | 500,000 | 1,450,000 | 2,050,000 | 2,950,000 |
| Pretax income | 1,025,000 | 1,774,000 | 2,601,000 | 1,894,000 |
| Income tax | 322,000 | 532,000 | 790,000 | 469,000 |
| Net income | 703,000 | 1,242,000 | 1,811,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,077,000 | 38,616,000 | 40,085,000 | 39,949,000 |
| Total capital | 42,401,000 | 42,800,000 | 44,280,000 | 43,994,000 |
| Risk-weighted assets | 342,870,000 | 331,534,000 | 332,216,000 | 323,269,000 |