Call reports 2026
FIRST NATURALSTATE BANK — 2026
What FIRST NATURALSTATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 103,519,000 | 108,817,000 |
| Total loans | 83,047,000 | 88,773,000 |
| Allowance for loan losses | 1,383,000 | 1,375,000 |
| Securities available for sale | 14,198,000 | 13,777,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 87,840,000 | 91,271,000 |
| Interest-bearing deposits | 60,196,000 | 63,237,000 |
| Noninterest-bearing deposits | 27,644,000 | 28,034,000 |
| Equity capital | 15,255,000 | 15,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,473,000 | 3,001,000 |
| Interest expense | 451,000 | 945,000 |
| Net interest income | 1,022,000 | 2,056,000 |
| Noninterest income | 29,000 | 59,000 |
| Noninterest expense | 741,000 | 1,418,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 310,000 | 697,000 |
| Income tax | 73,000 | 157,000 |
| Net income | 237,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,005,000 | 16,308,000 |
| Total capital | 16,832,000 | 17,151,000 |
| Risk-weighted assets | 65,613,000 | 66,944,000 |