Call reports 2024
FIRST NATURALSTATE BANK — 2024
What FIRST NATURALSTATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 96,713,000 | 95,199,000 | 96,669,000 | 95,229,000 |
| Total loans | 66,189,000 | 70,956,000 | 74,146,000 | 71,805,000 |
| Allowance for loan losses | 1,409,000 | 1,397,000 | 1,398,000 | 1,389,000 |
| Securities available for sale | 15,051,000 | 17,676,000 | 17,904,000 | 16,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,869,000 | 81,739,000 | 82,804,000 | 81,773,000 |
| Interest-bearing deposits | 51,563,000 | 53,381,000 | 57,058,000 | 56,064,000 |
| Noninterest-bearing deposits | 30,306,000 | 28,358,000 | 25,746,000 | 25,709,000 |
| Equity capital | 13,130,000 | 13,291,000 | 13,734,000 | 13,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,568,000 | 3,941,000 | 5,343,000 |
| Interest expense | 403,000 | 855,000 | 1,344,000 | 1,844,000 |
| Net interest income | 862,000 | 1,713,000 | 2,597,000 | 3,499,000 |
| Noninterest income | 40,000 | 76,000 | 115,000 | 435,000 |
| Noninterest expense | 588,000 | 1,236,000 | 1,859,000 | 2,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 553,000 | 572,000 | 838,000 |
| Income tax | 67,000 | 111,000 | 150,000 | 192,000 |
| Net income | 247,000 | 442,000 | 422,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,730,000 | 14,457,000 | 14,436,000 | 14,352,000 |
| Total capital | 15,651,000 | 15,225,000 | 15,223,000 | 15,084,000 |
| Risk-weighted assets | 73,222,000 | 60,781,000 | 62,312,000 | 57,898,000 |