Call reports 2022
FIRST NATURALSTATE BANK — 2022
What FIRST NATURALSTATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 92,940,000 | 86,909,000 | 84,928,000 | 83,950,000 |
| Total loans | 58,968,000 | 61,602,000 | 61,624,000 | 61,930,000 |
| Allowance for loan losses | 1,139,000 | 1,139,000 | 1,136,000 | 1,131,000 |
| Securities available for sale | 17,978,000 | 16,787,000 | 15,790,000 | 15,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,132,000 | 78,753,000 | 76,903,000 | 75,967,000 |
| Interest-bearing deposits | 49,672,000 | 47,058,000 | 45,921,000 | 44,400,000 |
| Noninterest-bearing deposits | 34,460,000 | 31,695,000 | 30,982,000 | 31,567,000 |
| Equity capital | 7,956,000 | 7,876,000 | 7,709,000 | 7,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,600,000 | 2,512,000 | 3,445,000 |
| Interest expense | 64,000 | 123,000 | 183,000 | 277,000 |
| Net interest income | 706,000 | 1,477,000 | 2,329,000 | 3,168,000 |
| Noninterest income | 151,000 | 353,000 | 396,000 | 484,000 |
| Noninterest expense | 510,000 | 953,000 | 1,587,000 | 2,333,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 347,000 | 877,000 | 1,138,000 | 1,319,000 |
| Income tax | 70,000 | 162,000 | 271,000 | 329,000 |
| Net income | 277,000 | 715,000 | 867,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,573,000 | 9,010,000 | 9,251,000 | 9,155,000 |
| Total capital | 9,294,000 | 9,729,000 | 10,871,000 | 9,871,000 |
| Risk-weighted assets | 57,257,000 | 57,108,000 | 56,450,000 | 56,895,000 |