Call reports 2019
FIRST NATURALSTATE BANK — 2019
What FIRST NATURALSTATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 59,490,000 | 59,072,000 | 59,413,000 | 60,743,000 |
| Total loans | 35,174,000 | 38,971,000 | 41,412,000 | 44,073,000 |
| Allowance for loan losses | 477,000 | 477,000 | 475,000 | 444,000 |
| Securities available for sale | 14,157,000 | 13,786,000 | 13,069,000 | 12,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,315,000 | 52,627,000 | 52,768,000 | 53,038,000 |
| Interest-bearing deposits | 36,378,000 | 35,836,000 | 35,777,000 | 35,711,000 |
| Noninterest-bearing deposits | 16,937,000 | 16,791,000 | 16,991,000 | 17,327,000 |
| Equity capital | 6,113,000 | 6,398,000 | 6,584,000 | 6,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,186,000 | 1,824,000 | 2,519,000 |
| Interest expense | 86,000 | 185,000 | 290,000 | 400,000 |
| Net interest income | 489,000 | 1,001,000 | 1,534,000 | 2,119,000 |
| Noninterest income | 15,000 | 52,000 | 93,000 | 133,000 |
| Noninterest expense | 419,000 | 822,000 | 1,241,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 231,000 | 388,000 | 488,000 |
| Income tax | 0 | 25,000 | 34,000 | 102,000 |
| Net income | 85,000 | 206,000 | 354,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,336,000 | 6,457,000 | 6,605,000 | 6,450,000 |
| Total capital | 6,813,000 | 6,934,000 | 7,080,000 | 6,894,000 |
| Risk-weighted assets | 41,258,000 | 42,823,000 | 38,625,000 | 42,902,000 |