Call reports 2018
FIRST NATURALSTATE BANK — 2018
What FIRST NATURALSTATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 54,280,000 | 56,018,000 | 58,200,000 | 56,194,000 |
| Total loans | 29,410,000 | 36,327,000 | 39,273,000 | 35,081,000 |
| Allowance for loan losses | 472,000 | 474,000 | 479,000 | 479,000 |
| Securities available for sale | 15,054,000 | 14,628,000 | 14,099,000 | 13,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,469,000 | 47,095,000 | 47,199,000 | 50,207,000 |
| Interest-bearing deposits | 29,870,000 | 29,456,000 | 31,146,000 | 33,216,000 |
| Noninterest-bearing deposits | 18,599,000 | 17,639,000 | 16,053,000 | 16,991,000 |
| Equity capital | 5,777,000 | 5,893,000 | 5,954,000 | 5,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 956,000 | 1,530,000 | 2,103,000 |
| Interest expense | 37,000 | 80,000 | 153,000 | 232,000 |
| Net interest income | 414,000 | 876,000 | 1,377,000 | 1,871,000 |
| Noninterest income | 27,000 | 63,000 | 94,000 | 127,000 |
| Noninterest expense | 364,000 | 731,000 | 1,071,000 | 1,525,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 207,000 | 399,000 | 472,000 |
| Income tax | 2,000 | 10,000 | 41,000 | 114,000 |
| Net income | 74,000 | 197,000 | 358,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,155,000 | 6,278,000 | 6,439,000 | 6,251,000 |
| Total capital | 6,607,000 | 6,752,000 | 6,918,000 | 6,730,000 |
| Risk-weighted assets | 36,157,000 | 40,581,000 | 43,102,000 | 38,994,000 |