Call reports 2017
FIRST NATURALSTATE BANK — 2017
What FIRST NATURALSTATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 53,575,000 | 53,066,000 | 51,782,000 | 51,074,000 |
| Total loans | 26,219,000 | 30,801,000 | 30,719,000 | 29,810,000 |
| Allowance for loan losses | 251,000 | 251,000 | 281,000 | 472,000 |
| Securities available for sale | 19,493,000 | 18,937,000 | 17,918,000 | 16,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,625,000 | 46,396,000 | 44,480,000 | 43,611,000 |
| Interest-bearing deposits | 28,990,000 | 29,278,000 | 28,634,000 | 28,915,000 |
| Noninterest-bearing deposits | 18,635,000 | 17,118,000 | 15,846,000 | 14,696,000 |
| Equity capital | 5,919,000 | 6,206,000 | 6,239,000 | 5,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 848,000 | 1,302,000 | 1,745,000 |
| Interest expense | 34,000 | 67,000 | 103,000 | 140,000 |
| Net interest income | 375,000 | 781,000 | 1,199,000 | 1,605,000 |
| Noninterest income | 38,000 | 89,000 | 124,000 | 157,000 |
| Noninterest expense | 337,000 | 637,000 | 998,000 | 1,356,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 230,000 |
| Pretax income | 113,000 | 270,000 | 322,000 | 217,000 |
| Income tax | 0 | 0 | 0 | 31,000 |
| Net income | 113,000 | 270,000 | 322,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,086,000 | 6,242,000 | 6,295,000 | 5,972,000 |
| Total capital | 6,337,000 | 6,493,000 | 6,576,000 | 6,404,000 |
| Risk-weighted assets | 30,959,000 | 33,772,000 | 33,608,000 | 34,525,000 |