Call reports 2017
FIRST HOME BANK — 2017
What FIRST HOME BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 223,188,000 | 227,030,000 | 220,852,000 |
| Total loans | 146,808,000 | 146,942,000 | 142,246,000 |
| Allowance for loan losses | 1,761,000 | 1,800,000 | 1,801,000 |
| Securities available for sale | 51,686,000 | 49,145,000 | 45,323,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 188,092,000 | 192,179,000 | 187,782,000 |
| Interest-bearing deposits | 173,938,000 | 177,600,000 | 173,585,000 |
| Noninterest-bearing deposits | 14,154,000 | 14,579,000 | 14,197,000 |
| Equity capital | 19,067,000 | 19,359,000 | 19,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 1,828,000 | 3,735,000 | 5,627,000 |
| Interest expense | 312,000 | 636,000 | 965,000 |
| Net interest income | 1,516,000 | 3,099,000 | 4,662,000 |
| Noninterest income | 221,000 | 442,000 | 697,000 |
| Noninterest expense | 1,484,000 | 2,951,000 | 4,419,000 |
| Provision for loan losses | 60,000 | 90,000 | 90,000 |
| Pretax income | 183,000 | 477,000 | 830,000 |
| Income tax | 49,000 | 161,000 | 285,000 |
| Net income | 134,000 | 316,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 18,401,000 | 18,607,000 | 18,358,000 |
| Total capital | 20,162,000 | 20,407,000 | 20,134,000 |
| Risk-weighted assets | 144,791,000 | 146,177,000 | 141,773,000 |