Call reports 2016
FIRST HOME BANK — 2016
What FIRST HOME BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 214,272,000 | 217,613,000 | 219,876,000 | 219,305,000 |
| Total loans | 135,297,000 | 137,018,000 | 134,248,000 | 138,509,000 |
| Allowance for loan losses | 1,690,000 | 1,708,000 | 1,686,000 | 1,707,000 |
| Securities available for sale | 53,020,000 | 54,108,000 | 59,374,000 | 54,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,175,000 | 182,277,000 | 183,756,000 | 182,788,000 |
| Interest-bearing deposits | 165,680,000 | 169,310,000 | 170,160,000 | 168,868,000 |
| Noninterest-bearing deposits | 13,495,000 | 12,967,000 | 13,596,000 | 13,920,000 |
| Equity capital | 18,906,000 | 19,395,000 | 19,353,000 | 18,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,592,000 | 5,411,000 | 7,250,000 |
| Interest expense | 290,000 | 598,000 | 909,000 | 1,217,000 |
| Net interest income | 1,467,000 | 2,994,000 | 4,502,000 | 6,033,000 |
| Noninterest income | 253,000 | 494,000 | 734,000 | 962,000 |
| Noninterest expense | 1,463,000 | 2,960,000 | 4,439,000 | 6,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 535,000 | 811,000 | 859,000 |
| Income tax | 81,000 | 182,000 | 275,000 | -150,000 |
| Net income | 174,000 | 353,000 | 536,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,191,000 | 17,420,000 | 17,671,000 | 18,250,000 |
| Total capital | 18,874,000 | 19,120,000 | 19,354,000 | 19,957,000 |
| Risk-weighted assets | 133,851,000 | 135,216,000 | 133,921,000 | 137,717,000 |