Call reports 2015
FIRST HOME BANK — 2015
What FIRST HOME BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 198,786,000 | 202,691,000 | 205,460,000 | 213,111,000 |
| Total loans | 123,467,000 | 125,276,000 | 123,771,000 | 126,229,000 |
| Allowance for loan losses | 1,695,000 | 1,705,000 | 1,720,000 | 1,702,000 |
| Securities available for sale | 56,738,000 | 52,776,000 | 55,358,000 | 58,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,094,000 | 172,393,000 | 172,410,000 | 177,708,000 |
| Interest-bearing deposits | 158,243,000 | 157,298,000 | 159,682,000 | 164,082,000 |
| Noninterest-bearing deposits | 12,851,000 | 15,095,000 | 12,728,000 | 13,626,000 |
| Equity capital | 15,987,000 | 17,672,000 | 18,367,000 | 17,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,320,000 | 5,002,000 | 6,714,000 |
| Interest expense | 263,000 | 542,000 | 823,000 | 1,110,000 |
| Net interest income | 1,390,000 | 2,778,000 | 4,179,000 | 5,604,000 |
| Noninterest income | 213,000 | 441,000 | 690,000 | 802,000 |
| Noninterest expense | 1,409,000 | 2,816,000 | 4,243,000 | 5,636,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 25,000 |
| Pretax income | 120,000 | 332,000 | 555,000 | 734,000 |
| Income tax | 0 | -2,090,000 | -2,004,000 | -2,088,000 |
| Net income | 120,000 | 2,422,000 | 2,559,000 | 2,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,427,000 | 16,614,000 | 16,782,000 | 16,935,000 |
| Total capital | 17,927,000 | 18,150,000 | 18,314,000 | 18,538,000 |
| Risk-weighted assets | 119,807,000 | 121,455,000 | 121,142,000 | 126,924,000 |