Call reports 2024
KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE — 2024
What KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 499,805,000 | 518,929,000 | 514,208,000 | 491,289,000 |
| Total loans | 195,839,000 | 202,146,000 | 211,135,000 | 203,693,000 |
| Allowance for loan losses | 2,241,000 | 2,264,000 | 2,387,000 | 2,719,000 |
| Securities available for sale | 208,591,000 | 202,157,000 | 201,869,000 | 208,298,000 |
| Securities held to maturity | 8,224,000 | 8,208,000 | 7,153,000 | 7,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,288,000 | 446,040,000 | 434,791,000 | 448,415,000 |
| Interest-bearing deposits | 274,645,000 | 289,736,000 | 287,401,000 | 294,153,000 |
| Noninterest-bearing deposits | 154,643,000 | 156,304,000 | 147,390,000 | 154,262,000 |
| Equity capital | 38,730,000 | 40,567,000 | 46,500,000 | 41,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,081,000 | 10,648,000 | 16,025,000 | 21,424,000 |
| Interest expense | 1,746,000 | 3,719,000 | 5,709,000 | 7,438,000 |
| Net interest income | 3,335,000 | 6,929,000 | 10,316,000 | 13,986,000 |
| Noninterest income | 171,000 | 342,000 | 515,000 | 1,197,000 |
| Noninterest expense | 2,516,000 | 5,085,000 | 7,672,000 | 10,709,000 |
| Provision for loan losses | 60,000 | 140,000 | 230,000 | 566,000 |
| Pretax income | 930,000 | 2,046,000 | 2,839,000 | 3,914,000 |
| Income tax | 151,000 | 340,000 | 480,000 | 632,000 |
| Net income | 779,000 | 1,706,000 | 2,359,000 | 3,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,098,000 | 59,905,000 | 60,558,000 | 60,871,000 |
| Total capital | 61,512,000 | 62,398,000 | 63,207,000 | 63,757,000 |
| Risk-weighted assets | 265,970,000 | 289,926,000 | 282,384,000 | 280,901,000 |
Machine access — free, no API key
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