Call reports 2022
KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE — 2022
What KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 467,414,000 | 457,101,000 | 469,078,000 | 492,129,000 |
| Total loans | 124,596,000 | 134,323,000 | 152,263,000 | 152,360,000 |
| Allowance for loan losses | 2,083,000 | 2,108,000 | 2,164,000 | 2,215,000 |
| Securities available for sale | 235,729,000 | 222,719,000 | 232,810,000 | 235,324,000 |
| Securities held to maturity | 15,450,000 | 15,342,000 | 15,180,000 | 15,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,892,000 | 425,394,000 | 439,517,000 | 461,121,000 |
| Interest-bearing deposits | 262,088,000 | 258,928,000 | 266,156,000 | 279,324,000 |
| Noninterest-bearing deposits | 165,804,000 | 166,466,000 | 173,361,000 | 181,797,000 |
| Equity capital | 38,755,000 | 30,770,000 | 28,513,000 | 29,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,529,000 | 5,444,000 | 8,848,000 | 12,819,000 |
| Interest expense | 97,000 | 197,000 | 306,000 | 489,000 |
| Net interest income | 2,432,000 | 5,247,000 | 8,542,000 | 12,330,000 |
| Noninterest income | 139,000 | 289,000 | 454,000 | 611,000 |
| Noninterest expense | 1,743,000 | 3,578,000 | 5,433,000 | 7,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 828,000 | 1,958,000 | 3,563,000 | 5,160,000 |
| Income tax | 103,000 | 278,000 | 558,000 | 804,000 |
| Net income | 725,000 | 1,680,000 | 3,005,000 | 4,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,753,000 | 50,618,000 | 51,943,000 | 52,995,000 |
| Total capital | 51,878,000 | 52,767,000 | 54,149,000 | 55,251,000 |
| Risk-weighted assets | 203,651,000 | 210,770,000 | 225,235,000 | 228,069,000 |