Call reports 2021
KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE — 2021
What KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 445,193,000 | 426,593,000 | 442,081,000 | 461,686,000 |
| Total loans | 87,918,000 | 89,342,000 | 98,313,000 | 107,327,000 |
| Allowance for loan losses | 1,945,000 | 1,958,000 | 2,019,000 | 2,081,000 |
| Securities available for sale | 220,479,000 | 242,289,000 | 242,079,000 | 240,619,000 |
| Securities held to maturity | 18,928,000 | 17,610,000 | 16,397,000 | 16,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,114,000 | 375,096,000 | 388,910,000 | 411,703,000 |
| Interest-bearing deposits | 262,603,000 | 234,798,000 | 241,641,000 | 253,084,000 |
| Noninterest-bearing deposits | 131,511,000 | 140,298,000 | 147,269,000 | 158,619,000 |
| Equity capital | 50,005,000 | 50,197,000 | 51,582,000 | 49,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,234,000 | 6,809,000 | 9,074,000 |
| Interest expense | 88,000 | 179,000 | 272,000 | 368,000 |
| Net interest income | 1,982,000 | 4,055,000 | 6,537,000 | 8,706,000 |
| Noninterest income | 131,000 | 276,000 | 446,000 | 595,000 |
| Noninterest expense | 1,788,000 | 3,572,000 | 5,323,000 | 7,087,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 385,000 | 1,035,000 | 1,936,000 | 2,489,000 |
| Income tax | 14,000 | 82,000 | 212,000 | 233,000 |
| Net income | 371,000 | 953,000 | 1,724,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,411,000 | 47,905,000 | 48,675,000 | 49,028,000 |
| Total capital | 49,397,000 | 49,843,000 | 50,735,000 | 51,150,000 |
| Risk-weighted assets | 160,316,000 | 154,942,000 | 165,826,000 | 180,586,000 |
Machine access — free, no API key
Every figure shown here about KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.