Call reports 2019
KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE — 2019
What KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 413,687,000 | 400,422,000 | 407,731,000 | 424,900,000 |
| Total loans | 58,810,000 | 62,089,000 | 60,166,000 | 59,368,000 |
| Allowance for loan losses | 1,941,000 | 2,083,000 | 1,857,000 | 1,688,000 |
| Securities available for sale | 289,308,000 | 274,025,000 | 294,639,000 | 296,664,000 |
| Securities held to maturity | 17,896,000 | 17,285,000 | 16,717,000 | 16,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,344,000 | 357,121,000 | 362,850,000 | 379,375,000 |
| Interest-bearing deposits | 228,339,000 | 218,271,000 | 223,261,000 | 231,771,000 |
| Noninterest-bearing deposits | 147,005,000 | 138,849,000 | 139,589,000 | 147,604,000 |
| Equity capital | 36,357,000 | 41,406,000 | 42,983,000 | 44,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,989,000 | 5,949,000 | 9,091,000 | 11,924,000 |
| Interest expense | 85,000 | 172,000 | 261,000 | 372,000 |
| Net interest income | 2,904,000 | 5,777,000 | 8,830,000 | 11,552,000 |
| Noninterest income | 126,000 | 239,000 | 376,000 | 521,000 |
| Noninterest expense | 1,721,000 | 3,414,000 | 5,678,000 | 7,424,000 |
| Provision for loan losses | 0 | 0 | -834,000 | -1,059,000 |
| Pretax income | 1,309,000 | 2,682,000 | 4,499,000 | 5,996,000 |
| Income tax | 181,000 | 356,000 | 710,000 | 946,000 |
| Net income | 1,128,000 | 2,326,000 | 3,789,000 | 5,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,538,000 | 42,586,000 | 44,050,000 | 45,010,000 |
| Total capital | 43,098,000 | 44,148,000 | 45,623,000 | 46,637,000 |
| Risk-weighted assets | 124,417,000 | 124,366,000 | 125,488,000 | 130,089,000 |
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