Call reports 2018
KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE — 2018
What KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 385,054,000 | 386,287,000 | 384,303,000 | 413,629,000 |
| Total loans | 66,100,000 | 64,980,000 | 60,665,000 | 57,654,000 |
| Allowance for loan losses | 1,967,000 | 2,064,000 | 2,049,000 | 1,886,000 |
| Securities available for sale | 239,230,000 | 243,911,000 | 268,936,000 | 278,068,000 |
| Securities held to maturity | 19,124,000 | 19,074,000 | 18,082,000 | 18,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,185,000 | 353,198,000 | 350,818,000 | 378,089,000 |
| Interest-bearing deposits | 212,287,000 | 183,658,000 | 213,715,000 | 231,088,000 |
| Noninterest-bearing deposits | 139,898,000 | 169,540,000 | 137,103,000 | 147,001,000 |
| Equity capital | 31,458,000 | 31,670,000 | 31,980,000 | 33,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,458,000 | 5,088,000 | 7,797,000 | 10,672,000 |
| Interest expense | 60,000 | 120,000 | 181,000 | 247,000 |
| Net interest income | 2,398,000 | 4,968,000 | 7,616,000 | 10,425,000 |
| Noninterest income | 316,000 | 463,000 | 602,000 | 756,000 |
| Noninterest expense | 1,501,000 | 3,066,000 | 4,685,000 | 6,545,000 |
| Provision for loan losses | 193,000 | 193,000 | 93,000 | -128,000 |
| Pretax income | 1,020,000 | 2,172,000 | 3,440,000 | 4,764,000 |
| Income tax | 151,000 | 282,000 | 524,000 | 649,000 |
| Net income | 869,000 | 1,890,000 | 2,916,000 | 4,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,494,000 | 38,425,000 | 39,451,000 | 40,411,000 |
| Total capital | 39,103,000 | 39,959,000 | 40,960,000 | 41,943,000 |
| Risk-weighted assets | 128,379,000 | 122,166,000 | 120,158,000 | 122,191,000 |