Call reports 2017
KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE — 2017
What KARNES COUNTY NATIONAL BANK OF KARNES CITY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 335,532,000 | 329,256,000 | 348,868,000 | 375,212,000 |
| Total loans | 93,211,000 | 86,281,000 | 83,045,000 | 69,449,000 |
| Allowance for loan losses | 2,205,000 | 1,898,000 | 1,759,000 | 1,693,000 |
| Securities available for sale | 189,694,000 | 184,911,000 | 187,326,000 | 213,173,000 |
| Securities held to maturity | 10,833,000 | 12,106,000 | 14,997,000 | 17,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,976,000 | 291,788,000 | 312,065,000 | 340,838,000 |
| Interest-bearing deposits | 197,635,000 | 99,718,000 | 204,516,000 | 213,662,000 |
| Noninterest-bearing deposits | 102,341,000 | 192,070,000 | 107,549,000 | 127,176,000 |
| Equity capital | 33,205,000 | 35,161,000 | 34,457,000 | 33,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,416,000 | 4,819,000 | 7,153,000 | 9,499,000 |
| Interest expense | 66,000 | 133,000 | 202,000 | 268,000 |
| Net interest income | 2,350,000 | 4,686,000 | 6,951,000 | 9,231,000 |
| Noninterest income | 137,000 | 264,000 | 490,000 | 678,000 |
| Noninterest expense | 1,248,000 | 2,772,000 | 4,737,000 | 6,392,000 |
| Provision for loan losses | 787,000 | 1,137,000 | 2,965,000 | 2,965,000 |
| Pretax income | 488,000 | 1,135,000 | -109,000 | 702,000 |
| Income tax | 61,000 | 48,000 | -468,000 | -143,000 |
| Net income | 427,000 | 1,087,000 | 359,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,476,000 | 37,046,000 | 36,319,000 | 36,625,000 |
| Total capital | 38,413,000 | 38,920,000 | 38,099,000 | 38,243,000 |
| Risk-weighted assets | 154,705,000 | 149,837,000 | 163,558,000 | 129,331,000 |