Call reports 2018
FOX RIVER STATE BANK — 2018
What FOX RIVER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,398,000 | 96,985,000 | 94,864,000 | 92,551,000 |
| Total loans | 69,751,000 | 71,238,000 | 69,282,000 | 70,103,000 |
| Allowance for loan losses | 1,374,000 | 1,375,000 | 1,373,000 | 1,375,000 |
| Securities available for sale | 8,343,000 | 7,701,000 | 7,313,000 | 7,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,511,000 | 83,396,000 | 83,556,000 | 81,601,000 |
| Interest-bearing deposits | 55,057,000 | 57,382,000 | 54,741,000 | 57,540,000 |
| Noninterest-bearing deposits | 18,454,000 | 26,014,000 | 28,815,000 | 24,061,000 |
| Equity capital | 10,549,000 | 10,715,000 | 10,851,000 | 10,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,963,000 | 2,958,000 | 4,005,000 |
| Interest expense | 73,000 | 181,000 | 293,000 | 412,000 |
| Net interest income | 867,000 | 1,782,000 | 2,665,000 | 3,593,000 |
| Noninterest income | 244,000 | 319,000 | 420,000 | 590,000 |
| Noninterest expense | 798,000 | 1,542,000 | 2,282,000 | 3,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 313,000 | 559,000 | 803,000 | 1,092,000 |
| Income tax | 80,000 | 152,000 | 219,000 | 269,000 |
| Net income | 233,000 | 407,000 | 584,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,627,000 | 8,870,000 | 9,098,000 | 8,846,000 |
| Total capital | 9,459,000 | 9,726,000 | 9,934,000 | 9,693,000 |
| Risk-weighted assets | 66,068,000 | 67,983,000 | 66,414,000 | 67,090,000 |