Call reports 2017
FOX RIVER STATE BANK — 2017
What FOX RIVER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,090,000 | 88,141,000 | 88,957,000 | 90,546,000 |
| Total loans | 61,522,000 | 64,073,000 | 68,035,000 | 67,314,000 |
| Allowance for loan losses | 1,787,000 | 1,839,000 | 1,850,000 | 1,370,000 |
| Securities available for sale | 9,563,000 | 8,963,000 | 8,203,000 | 8,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,574,000 | 76,453,000 | 77,238,000 | 79,910,000 |
| Interest-bearing deposits | 56,917,000 | 55,103,000 | 56,196,000 | 57,051,000 |
| Noninterest-bearing deposits | 18,657,000 | 21,350,000 | 21,042,000 | 22,859,000 |
| Equity capital | 11,120,000 | 11,197,000 | 11,293,000 | 10,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,693,000 | 2,601,000 | 3,597,000 |
| Interest expense | 65,000 | 131,000 | 200,000 | 266,000 |
| Net interest income | 775,000 | 1,562,000 | 2,401,000 | 3,331,000 |
| Noninterest income | 95,000 | 201,000 | 394,000 | 518,000 |
| Noninterest expense | 699,000 | 1,425,000 | 2,272,000 | 2,956,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 171,000 | 338,000 | 523,000 | 1,393,000 |
| Income tax | 67,000 | 133,000 | 205,000 | 1,458,000 |
| Net income | 104,000 | 205,000 | 318,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,625,000 | 7,741,000 | 7,926,000 | 8,011,000 |
| Total capital | 8,391,000 | 8,536,000 | 8,746,000 | 8,815,000 |
| Risk-weighted assets | 59,578,000 | 61,944,000 | 63,929,000 | 63,299,000 |