Call reports 2015
VOYAGER BANK — 2015
What VOYAGER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 353,287,000 |
| Total loans | 273,768,000 |
| Allowance for loan losses | 2,875,000 |
| Securities available for sale | 30,136,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 321,796,000 |
| Interest-bearing deposits | 249,638,000 |
| Noninterest-bearing deposits | 72,158,000 |
| Equity capital | 31,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 3,314,000 |
| Interest expense | 229,000 |
| Net interest income | 3,085,000 |
| Noninterest income | 777,000 |
| Noninterest expense | 3,117,000 |
| Provision for loan losses | 20,000 |
| Pretax income | -1,587,000 |
| Income tax | 0 |
| Net income | -1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 30,584,000 |
| Total capital | 33,462,000 |
| Risk-weighted assets | 299,733,000 |