Call reports 2008
VOYAGER BANK — 2008
What VOYAGER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 538,383,000 | 541,648,000 | 548,486,000 | 527,689,000 |
| Total loans | 433,844,000 | 444,231,000 | 454,933,000 | 456,837,000 |
| Allowance for loan losses | 5,908,000 | 6,420,000 | 6,676,000 | 4,749,000 |
| Securities available for sale | 70,234,000 | 65,418,000 | 61,742,000 | 38,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,977,000 | 416,511,000 | 427,791,000 | 435,303,000 |
| Interest-bearing deposits | 343,471,000 | 359,466,000 | 374,620,000 | 383,974,000 |
| Noninterest-bearing deposits | 63,506,000 | 57,045,000 | 53,171,000 | 51,329,000 |
| Equity capital | 40,517,000 | 40,164,000 | 41,047,000 | 33,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,456,000 | 16,211,000 | 23,842,000 | 30,969,000 |
| Interest expense | 4,041,000 | 7,133,000 | 10,247,000 | 13,333,000 |
| Net interest income | 4,415,000 | 9,078,000 | 13,595,000 | 17,636,000 |
| Noninterest income | 594,000 | 1,082,000 | 1,696,000 | 2,154,000 |
| Noninterest expense | 3,412,000 | 6,946,000 | 10,436,000 | 13,972,000 |
| Provision for loan losses | 109,000 | 769,000 | 1,539,000 | 3,509,000 |
| Pretax income | 1,484,000 | 2,441,000 | 2,827,000 | -165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,484,000 | 2,441,000 | 2,827,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,372,000 | 45,423,000 | 47,526,000 | 44,022,000 |
| Total capital | 51,126,000 | 51,368,000 | 53,607,000 | 48,527,000 |
| Risk-weighted assets | 460,110,000 | 475,113,000 | 485,916,000 | 491,035,000 |
Machine access — free, no API key
Every figure shown here about VOYAGER BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.