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Call reports 2007

VOYAGER BANK — 2007

What VOYAGER BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3fcdb940-b17e-40ca-b446-8c527c0d9940/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets537,460,000524,907,000505,753,000540,159,000
Total loans406,368,000409,248,000397,505,000425,842,000
Allowance for loan losses4,775,0005,222,0005,194,0005,840,000
Securities available for sale87,447,00083,540,00080,401,00077,242,000
Securities held to maturity0000
Trading assets0000
Total deposits484,998,000460,418,000423,596,000420,976,000
Interest-bearing deposits429,292,000403,658,000368,435,000363,244,000
Noninterest-bearing deposits55,706,00056,760,00055,161,00057,732,000
Equity capital40,758,00040,842,00041,725,00041,156,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income9,630,00019,412,00029,084,00038,209,000
Interest expense5,272,00010,489,00015,613,00020,378,000
Net interest income4,358,0008,923,00013,471,00017,831,000
Noninterest income443,000885,0001,564,0001,985,000
Noninterest expense3,317,0006,607,00010,017,00013,325,000
Provision for loan losses185,000729,0001,023,0001,788,000
Pretax income1,299,0002,472,0003,995,0004,703,000
Income tax0000
Net income1,299,0002,472,0003,995,0004,703,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital42,838,00043,324,00044,276,00044,470,000
Total capital47,613,00048,546,00049,485,00050,147,000
Risk-weighted assets452,853,000452,094,000434,657,000453,977,000

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