Call reports 2026
STATE BANK & TRUST — 2026
What STATE BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 407,088,000 | 413,034,000 |
| Total loans | 268,336,000 | 278,516,000 |
| Allowance for loan losses | 2,741,000 | 2,550,000 |
| Securities available for sale | 103,542,000 | 103,305,000 |
| Securities held to maturity | 4,000 | 3,000 |
| Trading assets | 0 | 0 |
| Total deposits | 363,389,000 | 362,560,000 |
| Interest-bearing deposits | 319,660,000 | 317,655,000 |
| Noninterest-bearing deposits | 43,729,000 | 44,905,000 |
| Equity capital | 21,305,000 | 23,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,719,000 | 11,677,000 |
| Interest expense | 2,658,000 | 5,381,000 |
| Net interest income | 3,061,000 | 6,296,000 |
| Noninterest income | 314,000 | 620,000 |
| Noninterest expense | 2,342,000 | 4,768,000 |
| Provision for loan losses | 104,000 | 254,000 |
| Pretax income | 927,000 | 1,891,000 |
| Income tax | 44,000 | 84,000 |
| Net income | 883,000 | 1,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,474,000 | 37,905,000 |