Call report 2025Q4
STATE BANK & TRUST — 2025Q4
The 22 measures STATE BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 396,368,000 | USD | evidence → |
| Total loans | 250,400,000 | USD | evidence → |
| Allowance for loan losses | 2,606,000 | USD | evidence → |
| Securities available for sale | 112,611,000 | USD | evidence → |
| Securities held to maturity | 4,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 346,561,000 | USD | evidence → |
| Interest-bearing deposits | 302,071,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,490,000 | USD | evidence → |
| Equity capital | 21,566,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,329,000 | USD | evidence → |
| Interest expense | 10,609,000 | USD | evidence → |
| Net interest income | 10,720,000 | USD | evidence → |
| Noninterest income | 3,214,000 | USD | evidence → |
| Noninterest expense | 8,519,000 | USD | evidence → |
| Provision for loan losses | 1,260,000 | USD | evidence → |
| Pretax income | 2,765,000 | USD | evidence → |
| Income tax | 110,000 | USD | evidence → |
| Net income | 2,655,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,902,000 | USD | evidence → |