Call reports 2024
STATE BANK & TRUST — 2024
What STATE BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 367,294,000 | 370,192,000 | 379,028,000 | 376,950,000 |
| Total loans | 171,711,000 | 175,612,000 | 184,079,000 | 189,062,000 |
| Allowance for loan losses | 2,059,000 | 2,102,000 | 2,121,000 | 2,098,000 |
| Securities available for sale | 162,797,000 | 160,789,000 | 162,232,000 | 154,791,000 |
| Securities held to maturity | 8,000 | 7,000 | 7,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,136,000 | 317,046,000 | 320,555,000 | 320,215,000 |
| Interest-bearing deposits | 278,039,000 | 276,269,000 | 278,599,000 | 279,802,000 |
| Noninterest-bearing deposits | 42,097,000 | 40,777,000 | 41,956,000 | 40,413,000 |
| Equity capital | 11,358,000 | 11,791,000 | 16,379,000 | 13,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,612,000 | 9,304,000 | 14,319,000 | 19,346,000 |
| Interest expense | 2,665,000 | 5,385,000 | 8,302,000 | 11,098,000 |
| Net interest income | 1,947,000 | 3,919,000 | 6,017,000 | 8,248,000 |
| Noninterest income | 316,000 | 615,000 | 951,000 | 1,254,000 |
| Noninterest expense | 1,850,000 | 3,659,000 | 5,549,000 | 7,385,000 |
| Provision for loan losses | 31,000 | 76,000 | 106,000 | 121,000 |
| Pretax income | 412,000 | 841,000 | 1,359,000 | 2,009,000 |
| Income tax | 15,000 | 29,000 | 47,000 | 68,000 |
| Net income | 397,000 | 812,000 | 1,312,000 | 1,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,085,000 | 33,362,000 | 33,863,000 | 34,354,000 |