Call reports 2023
STATE BANK & TRUST — 2023
What STATE BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 366,791,000 | 373,149,000 | 364,799,000 | 371,675,000 |
| Total loans | 158,330,000 | 164,225,000 | 168,067,000 | 170,710,000 |
| Allowance for loan losses | 2,111,000 | 2,060,000 | 2,067,000 | 2,057,000 |
| Securities available for sale | 187,961,000 | 174,336,000 | 160,545,000 | 167,325,000 |
| Securities held to maturity | 12,000 | 10,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,285,000 | 325,491,000 | 323,111,000 | 323,292,000 |
| Interest-bearing deposits | 267,124,000 | 279,495,000 | 280,960,000 | 281,317,000 |
| Noninterest-bearing deposits | 47,161,000 | 45,996,000 | 42,151,000 | 41,975,000 |
| Equity capital | 9,873,000 | 7,878,000 | 2,081,000 | 11,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,893,000 | 8,108,000 | 12,620,000 | 17,193,000 |
| Interest expense | 1,814,000 | 4,006,000 | 6,495,000 | 9,181,000 |
| Net interest income | 2,079,000 | 4,102,000 | 6,125,000 | 8,012,000 |
| Noninterest income | 644,000 | 997,000 | 1,539,000 | 1,962,000 |
| Noninterest expense | 1,680,000 | 3,350,000 | 5,140,000 | 7,006,000 |
| Provision for loan losses | 81,000 | 98,000 | 133,000 | 133,000 |
| Pretax income | 328,000 | 767,000 | 1,263,000 | 1,858,000 |
| Income tax | 8,000 | 25,000 | 44,000 | 86,000 |
| Net income | 320,000 | 742,000 | 1,219,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,062,000 | 32,216,000 | 32,556,000 | 32,972,000 |