Call reports 2022
STATE BANK & TRUST — 2022
What STATE BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 312,464,000 | 323,833,000 | 335,089,000 | 347,284,000 |
| Total loans | 121,420,000 | 126,671,000 | 137,798,000 | 147,540,000 |
| Allowance for loan losses | 1,221,000 | 1,271,000 | 1,383,000 | 1,478,000 |
| Securities available for sale | 176,144,000 | 180,593,000 | 177,724,000 | 181,395,000 |
| Securities held to maturity | 25,000 | 21,000 | 17,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,607,000 | 279,878,000 | 288,749,000 | 301,676,000 |
| Interest-bearing deposits | 230,356,000 | 208,995,000 | 240,725,000 | 255,685,000 |
| Noninterest-bearing deposits | 46,251,000 | 70,883,000 | 48,024,000 | 45,991,000 |
| Equity capital | 21,248,000 | 12,736,000 | 4,459,000 | 8,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,891,000 | 6,012,000 | 9,446,000 | 13,151,000 |
| Interest expense | 606,000 | 1,294,000 | 2,186,000 | 3,430,000 |
| Net interest income | 2,285,000 | 4,718,000 | 7,260,000 | 9,721,000 |
| Noninterest income | 772,000 | 1,041,000 | 1,292,000 | 1,568,000 |
| Noninterest expense | 1,525,000 | 3,046,000 | 4,646,000 | 6,304,000 |
| Provision for loan losses | 30,000 | 80,000 | 200,000 | 294,000 |
| Pretax income | 1,517,000 | 2,649,000 | 3,716,000 | 4,702,000 |
| Income tax | 87,000 | 150,000 | 208,000 | 263,000 |
| Net income | 1,430,000 | 2,499,000 | 3,508,000 | 4,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,086,000 | 31,649,000 | 32,221,000 | 32,114,000 |