Call reports 2021
STATE BANK & TRUST — 2021
What STATE BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 290,050,000 | 296,085,000 | 295,133,000 | 302,605,000 |
| Total loans | 102,045,000 | 104,824,000 | 106,519,000 | 113,643,000 |
| Allowance for loan losses | 1,183,000 | 1,181,000 | 1,172,000 | 1,198,000 |
| Securities available for sale | 175,079,000 | 176,234,000 | 173,666,000 | 174,900,000 |
| Securities held to maturity | 47,000 | 40,000 | 35,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,330,000 | 229,580,000 | 230,022,000 | 240,801,000 |
| Interest-bearing deposits | 184,605,000 | 184,290,000 | 186,396,000 | 196,777,000 |
| Noninterest-bearing deposits | 44,725,000 | 45,290,000 | 43,626,000 | 44,024,000 |
| Equity capital | 31,024,000 | 32,871,000 | 33,417,000 | 32,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,320,000 | 8,545,000 | 11,269,000 |
| Interest expense | 677,000 | 1,324,000 | 1,940,000 | 2,537,000 |
| Net interest income | 1,908,000 | 3,996,000 | 6,605,000 | 8,732,000 |
| Noninterest income | 191,000 | 429,000 | 661,000 | 901,000 |
| Noninterest expense | 1,306,000 | 2,635,000 | 4,073,000 | 5,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 866,000 | 2,086,000 | 3,597,000 | 4,741,000 |
| Income tax | 35,000 | 105,000 | 187,000 | 239,000 |
| Net income | 831,000 | 1,981,000 | 3,410,000 | 4,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,390,000 | 29,095,000 | 30,080,000 | 30,059,000 |