Call reports 2020
STATE BANK & TRUST — 2020
What STATE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 256,730,000 | 276,764,000 | 281,716,000 | 294,685,000 |
| Total loans | 94,108,000 | 100,960,000 | 105,349,000 | 103,277,000 |
| Allowance for loan losses | 1,000,000 | 1,039,000 | 1,078,000 | 1,181,000 |
| Securities available for sale | 151,243,000 | 164,210,000 | 165,480,000 | 175,289,000 |
| Securities held to maturity | 76,000 | 69,000 | 61,000 | 54,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,576,000 | 221,273,000 | 223,339,000 | 235,768,000 |
| Interest-bearing deposits | 175,963,000 | 182,705,000 | 183,179,000 | 191,698,000 |
| Noninterest-bearing deposits | 29,613,000 | 38,568,000 | 40,160,000 | 44,070,000 |
| Equity capital | 27,574,000 | 31,409,000 | 32,753,000 | 33,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,495,000 | 5,066,000 | 7,715,000 | 10,504,000 |
| Interest expense | 841,000 | 1,675,000 | 2,471,000 | 3,204,000 |
| Net interest income | 1,654,000 | 3,391,000 | 5,244,000 | 7,300,000 |
| Noninterest income | 157,000 | 258,000 | 389,000 | 541,000 |
| Noninterest expense | 1,268,000 | 2,528,000 | 3,879,000 | 5,194,000 |
| Provision for loan losses | 0 | 65,000 | 115,000 | 214,000 |
| Pretax income | 693,000 | 1,349,000 | 2,269,000 | 3,376,000 |
| Income tax | 38,000 | 73,000 | 126,000 | 194,000 |
| Net income | 655,000 | 1,276,000 | 2,143,000 | 3,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,651,000 | 26,818,000 | 27,366,000 | 27,947,000 |