Call reports 2019
STATE BANK & TRUST — 2019
What STATE BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 245,037,000 | 242,499,000 | 240,619,000 | 245,901,000 |
| Total loans | 81,479,000 | 83,212,000 | 83,665,000 | 88,216,000 |
| Allowance for loan losses | 1,193,000 | 1,163,000 | 1,108,000 | 1,076,000 |
| Securities available for sale | 152,137,000 | 144,075,000 | 146,698,000 | 147,953,000 |
| Securities held to maturity | 113,000 | 103,000 | 94,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,857,000 | 212,579,000 | 203,136,000 | 204,259,000 |
| Interest-bearing deposits | 187,141,000 | 183,457,000 | 174,461,000 | 175,173,000 |
| Noninterest-bearing deposits | 29,716,000 | 29,122,000 | 28,675,000 | 29,086,000 |
| Equity capital | 24,267,000 | 26,641,000 | 27,568,000 | 27,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,464,000 | 4,920,000 | 7,357,000 | 9,824,000 |
| Interest expense | 849,000 | 1,731,000 | 2,606,000 | 3,460,000 |
| Net interest income | 1,615,000 | 3,189,000 | 4,751,000 | 6,364,000 |
| Noninterest income | 162,000 | 306,000 | 475,000 | 648,000 |
| Noninterest expense | 1,243,000 | 2,465,000 | 3,701,000 | 5,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 542,000 | 1,069,000 | 1,563,000 | 2,091,000 |
| Income tax | 33,000 | 57,000 | 80,000 | 105,000 |
| Net income | 509,000 | 1,012,000 | 1,483,000 | 1,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,480,000 | 25,701,000 | 25,995,000 | 26,303,000 |
| Total capital | 26,673,000 | 26,864,000 | 27,103,000 | 27,379,000 |
| Risk-weighted assets | 111,175,000 | 109,995,000 | 114,721,000 | 120,294,000 |