Call reports 2018
STATE BANK & TRUST — 2018
What STATE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 231,362,000 | 229,678,000 | 229,010,000 | 237,786,000 |
| Total loans | 73,764,000 | 77,717,000 | 79,320,000 | 82,340,000 |
| Allowance for loan losses | 1,372,000 | 1,361,000 | 1,352,000 | 1,305,000 |
| Securities available for sale | 145,023,000 | 139,569,000 | 139,705,000 | 137,189,000 |
| Securities held to maturity | 154,000 | 143,000 | 133,000 | 123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,425,000 | 204,107,000 | 204,387,000 | 215,909,000 |
| Interest-bearing deposits | 177,554,000 | 176,865,000 | 176,289,000 | 187,626,000 |
| Noninterest-bearing deposits | 27,871,000 | 27,242,000 | 28,098,000 | 28,283,000 |
| Equity capital | 25,467,000 | 24,996,000 | 23,828,000 | 21,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,665,000 | 7,015,000 | 9,388,000 |
| Interest expense | 695,000 | 1,406,000 | 2,145,000 | 2,911,000 |
| Net interest income | 1,612,000 | 3,259,000 | 4,870,000 | 6,477,000 |
| Noninterest income | 169,000 | 311,000 | 469,000 | 630,000 |
| Noninterest expense | 1,213,000 | 2,438,000 | 3,692,000 | 4,971,000 |
| Provision for loan losses | 31,000 | 31,000 | 31,000 | 31,000 |
| Pretax income | 535,000 | 1,161,000 | 1,677,000 | 2,154,000 |
| Income tax | 12,000 | 45,000 | 70,000 | 67,000 |
| Net income | 523,000 | 1,116,000 | 1,607,000 | 2,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,009,000 | 29,228,000 | 29,523,000 | 25,237,000 |
| Total capital | 30,270,000 | 30,515,000 | 30,832,000 | 26,542,000 |
| Risk-weighted assets | 100,806,000 | 102,858,000 | 104,678,000 | 108,427,000 |