Call reports 2017
STATE BANK & TRUST — 2017
What STATE BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 231,523,000 | 233,126,000 | 231,920,000 | 232,638,000 |
| Total loans | 73,316,000 | 74,297,000 | 72,938,000 | 73,926,000 |
| Allowance for loan losses | 1,424,000 | 1,365,000 | 1,659,000 | 1,346,000 |
| Securities available for sale | 137,649,000 | 137,225,000 | 144,053,000 | 144,598,000 |
| Securities held to maturity | 205,000 | 191,000 | 178,000 | 165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,356,000 | 204,430,000 | 203,527,000 | 205,182,000 |
| Interest-bearing deposits | 177,384,000 | 175,357,000 | 176,648,000 | 178,024,000 |
| Noninterest-bearing deposits | 26,972,000 | 29,073,000 | 26,879,000 | 27,158,000 |
| Equity capital | 26,606,000 | 28,077,000 | 27,718,000 | 26,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,219,000 | 6,427,000 | 8,672,000 |
| Interest expense | 703,000 | 1,415,000 | 2,134,000 | 2,846,000 |
| Net interest income | 1,356,000 | 2,804,000 | 4,293,000 | 5,826,000 |
| Noninterest income | 121,000 | 22,000 | 271,000 | 397,000 |
| Noninterest expense | 1,030,000 | 2,126,000 | 3,259,000 | 4,469,000 |
| Provision for loan losses | 50,000 | 115,000 | 423,000 | 494,000 |
| Pretax income | 401,000 | 601,000 | 982,000 | 1,361,000 |
| Income tax | 17,000 | 25,000 | 43,000 | 67,000 |
| Net income | 384,000 | 576,000 | 939,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,317,000 | 28,290,000 | 28,380,000 | 28,672,000 |
| Total capital | 29,577,000 | 29,560,000 | 29,630,000 | 29,948,000 |
| Risk-weighted assets | 100,617,000 | 101,541,000 | 99,618,000 | 102,029,000 |