Call reports 2008
STATE BANK & TRUST — 2008
What STATE BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 171,432,000 | 169,189,000 | 170,698,000 | 170,030,000 |
| Total loans | 65,891,000 | 67,162,000 | 66,856,000 | 68,363,000 |
| Allowance for loan losses | 681,000 | 663,000 | 667,000 | 670,000 |
| Securities available for sale | 67,824,000 | 65,729,000 | 68,541,000 | 69,359,000 |
| Securities held to maturity | 18,556,000 | 18,037,000 | 17,430,000 | 17,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,183,000 | 140,551,000 | 142,140,000 | 140,411,000 |
| Interest-bearing deposits | 123,690,000 | 122,967,000 | 122,078,000 | 120,513,000 |
| Noninterest-bearing deposits | 18,493,000 | 17,584,000 | 20,062,000 | 19,898,000 |
| Equity capital | 23,973,000 | 23,225,000 | 23,131,000 | 24,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,367,000 | 8,015,000 | 10,694,000 |
| Interest expense | 1,373,000 | 2,686,000 | 3,940,000 | 5,130,000 |
| Net interest income | 1,335,000 | 2,681,000 | 4,075,000 | 5,564,000 |
| Noninterest income | 204,000 | 436,000 | 652,000 | 856,000 |
| Noninterest expense | 858,000 | 1,769,000 | 2,658,000 | 3,601,000 |
| Provision for loan losses | 21,000 | 21,000 | 36,000 | 76,000 |
| Pretax income | 660,000 | 1,327,000 | 2,033,000 | 2,756,000 |
| Income tax | 41,000 | 82,000 | 125,000 | 123,000 |
| Net income | 619,000 | 1,245,000 | 1,908,000 | 2,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,566,000 | 24,080,000 | 24,485,000 | 24,811,000 |
| Total capital | 24,247,000 | 24,743,000 | 25,152,000 | 25,481,000 |
| Risk-weighted assets | 85,985,000 | 86,351,000 | 86,163,000 | 87,801,000 |
Machine access — free, no API key
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