Call reports 2026
NORTH SHORE BANK — 2026
What NORTH SHORE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,590,607,000 | 2,608,511,000 |
| Total loans | 2,015,307,000 | 2,065,914,000 |
| Allowance for loan losses | 13,834,000 | 13,885,000 |
| Securities available for sale | 1,000 | 1,000 |
| Securities held to maturity | 247,977,000 | 226,192,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,163,064,000 | 2,172,387,000 |
| Interest-bearing deposits | 1,897,670,000 | 1,899,155,000 |
| Noninterest-bearing deposits | 265,394,000 | 273,232,000 |
| Equity capital | 392,631,000 | 399,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 31,262,000 | 63,642,000 |
| Interest expense | 7,688,000 | 15,497,000 |
| Net interest income | 23,574,000 | 48,145,000 |
| Noninterest income | 4,550,000 | 9,388,000 |
| Noninterest expense | 19,833,000 | 40,229,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 8,168,000 | 17,000,000 |
| Income tax | 1,820,000 | 3,796,000 |
| Net income | 6,348,000 | 13,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 365,289,000 | 372,194,000 |