Call reports 2024
NORTH SHORE BANK — 2024
What NORTH SHORE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,569,494,000 | 2,585,963,000 | 2,619,030,000 | 2,635,737,000 |
| Total loans | 1,896,260,000 | 1,924,737,000 | 1,939,437,000 | 1,915,775,000 |
| Allowance for loan losses | 13,506,000 | 13,458,000 | 13,556,000 | 13,737,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 326,390,000 | 311,987,000 | 298,771,000 | 288,388,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,049,848,000 | 2,059,093,000 | 2,083,804,000 | 2,092,916,000 |
| Interest-bearing deposits | 1,777,014,000 | 1,785,473,000 | 1,791,333,000 | 1,816,837,000 |
| Noninterest-bearing deposits | 272,834,000 | 273,620,000 | 292,471,000 | 276,079,000 |
| Equity capital | 344,791,000 | 350,637,000 | 358,363,000 | 364,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 29,395,000 | 59,176,000 | 90,043,000 | 121,512,000 |
| Interest expense | 7,000,000 | 14,878,000 | 23,398,000 | 32,031,000 |
| Net interest income | 22,395,000 | 44,298,000 | 66,645,000 | 89,481,000 |
| Noninterest income | 4,483,000 | 8,939,000 | 13,671,000 | 18,428,000 |
| Noninterest expense | 19,621,000 | 38,441,000 | 58,200,000 | 78,014,000 |
| Provision for loan losses | 0 | 16,000 | 166,000 | 346,000 |
| Pretax income | 7,330,000 | 14,865,000 | 22,136,000 | 29,680,000 |
| Income tax | 2,152,000 | 3,840,000 | 5,477,000 | 7,168,000 |
| Net income | 5,178,000 | 11,025,000 | 16,659,000 | 22,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 319,159,000 | 325,055,000 | 330,738,000 | 336,642,000 |