Call reports 2022
NORTH SHORE BANK — 2022
What NORTH SHORE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,631,064,000 | 2,617,053,000 | 2,630,480,000 | 2,582,111,000 |
| Total loans | 1,654,301,000 | 1,692,145,000 | 1,701,718,000 | 1,726,432,000 |
| Allowance for loan losses | 13,623,000 | 13,699,000 | 13,731,000 | 13,738,000 |
| Securities available for sale | 3,000 | 3,000 | 3,000 | 3,000 |
| Securities held to maturity | 337,992,000 | 433,528,000 | 396,853,000 | 366,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,150,308,000 | 2,130,363,000 | 2,137,697,000 | 2,076,589,000 |
| Interest-bearing deposits | 1,814,051,000 | 1,790,202,000 | 1,787,915,000 | 1,762,600,000 |
| Noninterest-bearing deposits | 336,257,000 | 340,161,000 | 349,782,000 | 313,989,000 |
| Equity capital | 294,984,000 | 298,814,000 | 303,580,000 | 311,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,009,000 | 35,735,000 | 57,857,000 | 82,846,000 |
| Interest expense | 957,000 | 1,906,000 | 2,905,000 | 4,596,000 |
| Net interest income | 16,052,000 | 33,829,000 | 54,952,000 | 78,250,000 |
| Noninterest income | 4,550,000 | 9,862,000 | 14,473,000 | 18,791,000 |
| Noninterest expense | 17,767,000 | 35,517,000 | 54,720,000 | 73,573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,889,000 | 8,181,000 | 14,609,000 | 23,360,000 |
| Income tax | 801,000 | 2,264,000 | 4,038,000 | 6,447,000 |
| Net income | 2,088,000 | 5,917,000 | 10,571,000 | 16,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,711,000 | 276,591,000 | 281,296,000 | 287,686,000 |