Call reports 2018
NORTH SHORE BANK — 2018
What NORTH SHORE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,949,078,000 | 1,959,042,000 | 1,953,139,000 | 2,031,675,000 |
| Total loans | 1,499,677,000 | 1,540,505,000 | 1,588,417,000 | 1,611,824,000 |
| Allowance for loan losses | 13,175,000 | 13,225,000 | 13,124,000 | 13,207,000 |
| Securities available for sale | 3,932,000 | 3,929,000 | 3,851,000 | 3,904,000 |
| Securities held to maturity | 125,480,000 | 113,812,000 | 105,216,000 | 132,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,681,161,000 | 1,683,845,000 | 1,676,018,000 | 1,750,680,000 |
| Interest-bearing deposits | 1,468,414,000 | 1,456,583,000 | 1,444,931,000 | 1,512,952,000 |
| Noninterest-bearing deposits | 212,747,000 | 227,262,000 | 231,087,000 | 237,728,000 |
| Equity capital | 239,372,000 | 242,155,000 | 244,987,000 | 248,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,255,000 | 34,939,000 | 53,906,000 | 73,821,000 |
| Interest expense | 1,675,000 | 3,433,000 | 5,355,000 | 7,801,000 |
| Net interest income | 15,580,000 | 31,506,000 | 48,551,000 | 66,020,000 |
| Noninterest income | 3,739,000 | 7,797,000 | 11,287,000 | 15,610,000 |
| Noninterest expense | 15,925,000 | 31,651,000 | 46,816,000 | 63,508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,394,000 | 7,652,000 | 13,022,000 | 18,122,000 |
| Income tax | 704,000 | 2,171,000 | 3,542,000 | 4,957,000 |
| Net income | 2,690,000 | 5,481,000 | 9,480,000 | 13,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,124,000 | 219,009,000 | 224,720,000 | 228,531,000 |
| Total capital | 229,399,000 | 232,334,000 | 237,944,000 | 241,838,000 |
| Risk-weighted assets | 1,304,662,000 | 1,354,760,000 | 1,407,394,000 | 1,438,473,000 |