Call reports 2025
PRAIRIE SUN BANK — 2025
What PRAIRIE SUN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 112,600,000 | 113,949,000 | 113,564,000 | 113,343,000 |
| Total loans | 78,470,000 | 80,332,000 | 81,967,000 | 79,975,000 |
| Allowance for loan losses | 1,290,000 | 1,350,000 | 1,408,000 | 1,447,000 |
| Securities available for sale | 21,000,000 | 20,016,000 | 19,006,000 | 17,702,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,755,000 | 91,710,000 | 92,922,000 | 102,312,000 |
| Interest-bearing deposits | 70,344,000 | 72,089,000 | 72,920,000 | 72,962,000 |
| Noninterest-bearing deposits | 21,411,000 | 19,621,000 | 20,002,000 | 29,350,000 |
| Equity capital | 9,566,000 | 9,867,000 | 10,249,000 | 10,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 3,024,000 | 4,573,000 | 6,112,000 |
| Interest expense | 474,000 | 1,050,000 | 1,595,000 | 2,085,000 |
| Net interest income | 1,020,000 | 1,974,000 | 2,978,000 | 4,027,000 |
| Noninterest income | 73,000 | 149,000 | 226,000 | 287,000 |
| Noninterest expense | 634,000 | 1,227,000 | 1,874,000 | 2,530,000 |
| Provision for loan losses | 45,000 | 99,000 | 149,000 | 202,000 |
| Pretax income | 414,000 | 797,000 | 1,181,000 | 1,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 414,000 | 797,000 | 1,181,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,101,000 | 10,140,000 | 10,274,000 | 10,539,000 |
| Total capital | 11,324,000 | 11,418,000 | 11,533,000 | 11,759,000 |
| Risk-weighted assets | 97,802,000 | 102,228,000 | 100,628,000 | 97,448,000 |