Call reports 2016
PRAIRIE SUN BANK — 2016
What PRAIRIE SUN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 32,096,000 | 32,130,000 | 32,114,000 | 32,478,000 |
| Total loans | 19,922,000 | 20,183,000 | 19,954,000 | 20,000,000 |
| Allowance for loan losses | 230,000 | 230,000 | 214,000 | 214,000 |
| Securities available for sale | 8,856,000 | 8,725,000 | 8,645,000 | 7,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,237,000 | 29,114,000 | 29,148,000 | 28,644,000 |
| Interest-bearing deposits | 25,267,000 | 25,219,000 | 25,541,000 | 23,497,000 |
| Noninterest-bearing deposits | 3,970,000 | 3,895,000 | 3,608,000 | 5,148,000 |
| Equity capital | 2,431,000 | 2,578,000 | 2,534,000 | 2,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 657,000 | 978,000 | 1,294,000 |
| Interest expense | 17,000 | 34,000 | 50,000 | 64,000 |
| Net interest income | 313,000 | 623,000 | 928,000 | 1,230,000 |
| Noninterest income | 36,000 | 67,000 | 101,000 | 132,000 |
| Noninterest expense | 294,000 | 547,000 | 811,000 | 1,056,000 |
| Provision for loan losses | 3,000 | 4,000 | 71,000 | 71,000 |
| Pretax income | 57,000 | 153,000 | 163,000 | 251,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 56,000 | 152,000 | 162,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,491,000 | 2,543,000 | 2,524,000 | 2,612,000 |
| Total capital | 2,721,000 | 2,773,000 | 2,738,000 | 2,826,000 |
| Risk-weighted assets | 23,157,000 | 23,560,000 | 23,615,000 | 23,638,000 |