Call reports 2015
PRAIRIE SUN BANK — 2015
What PRAIRIE SUN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,334,000 | 34,573,000 | 33,739,000 | 35,447,000 |
| Total loans | 19,743,000 | 20,678,000 | 20,395,000 | 21,205,000 |
| Allowance for loan losses | 224,000 | 226,000 | 226,000 | 226,000 |
| Securities available for sale | 10,239,000 | 9,996,000 | 9,476,000 | 10,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,858,000 | 31,788,000 | 30,723,000 | 30,290,000 |
| Interest-bearing deposits | 26,599,000 | 27,602,000 | 26,888,000 | 25,652,000 |
| Noninterest-bearing deposits | 4,259,000 | 4,187,000 | 3,836,000 | 4,638,000 |
| Equity capital | 2,259,000 | 2,259,000 | 2,325,000 | 2,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 654,000 | 987,000 | 1,321,000 |
| Interest expense | 20,000 | 38,000 | 56,000 | 74,000 |
| Net interest income | 302,000 | 616,000 | 931,000 | 1,247,000 |
| Noninterest income | 34,000 | 69,000 | 102,000 | 145,000 |
| Noninterest expense | 280,000 | 520,000 | 792,000 | 1,042,000 |
| Provision for loan losses | 80,000 | 83,000 | 85,000 | 85,000 |
| Pretax income | -22,000 | 83,000 | 157,000 | 267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -22,000 | 83,000 | 157,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,404,000 | 2,495,000 | 2,534,000 | 2,602,000 |
| Total capital | 2,628,000 | 2,721,000 | 2,760,000 | 2,828,000 |
| Risk-weighted assets | 23,190,000 | 23,791,000 | 23,809,000 | 24,245,000 |