Call reports 2019
MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 96,261,000 | 99,849,000 | 103,554,000 | 108,918,000 |
| Total loans | 70,538,000 | 75,531,000 | 77,909,000 | 76,728,000 |
| Allowance for loan losses | 524,000 | 526,000 | 527,000 | 531,000 |
| Securities available for sale | 14,985,000 | 14,008,000 | 12,987,000 | 13,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,995,000 | 83,961,000 | 87,403,000 | 92,635,000 |
| Interest-bearing deposits | 76,710,000 | 78,421,000 | 80,938,000 | 84,650,000 |
| Noninterest-bearing deposits | 5,285,000 | 5,540,000 | 6,465,000 | 7,985,000 |
| Equity capital | 11,786,000 | 11,990,000 | 12,165,000 | 12,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,939,000 | 2,985,000 | 4,023,000 |
| Interest expense | 177,000 | 386,000 | 622,000 | 863,000 |
| Net interest income | 778,000 | 1,553,000 | 2,363,000 | 3,160,000 |
| Noninterest income | 70,000 | 139,000 | 208,000 | 275,000 |
| Noninterest expense | 788,000 | 1,597,000 | 2,411,000 | 3,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 98,000 | 167,000 | 194,000 |
| Income tax | 16,000 | 13,000 | 18,000 | 15,000 |
| Net income | 46,000 | 85,000 | 149,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,989,000 | 12,028,000 | 12,092,000 | 12,123,000 |
| Total capital | 12,513,000 | 12,554,000 | 12,619,000 | 12,654,000 |
| Risk-weighted assets | 65,969,000 | 69,846,000 | 74,426,000 | 69,690,000 |