Call reports 2018
MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 96,455,000 | 99,535,000 | 96,302,000 | 97,237,000 |
| Total loans | 67,323,000 | 68,328,000 | 70,021,000 | 71,048,000 |
| Allowance for loan losses | 680,000 | 681,000 | 583,000 | 523,000 |
| Securities available for sale | 17,341,000 | 16,718,000 | 16,094,000 | 15,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,477,000 | 87,516,000 | 81,734,000 | 84,787,000 |
| Interest-bearing deposits | 78,775,000 | 78,717,000 | 75,143,000 | 77,199,000 |
| Noninterest-bearing deposits | 5,702,000 | 8,799,000 | 6,591,000 | 7,588,000 |
| Equity capital | 11,129,000 | 11,209,000 | 11,214,000 | 11,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,793,000 | 2,717,000 | 3,688,000 |
| Interest expense | 115,000 | 232,000 | 355,000 | 503,000 |
| Net interest income | 772,000 | 1,561,000 | 2,362,000 | 3,185,000 |
| Noninterest income | 68,000 | 174,000 | 277,000 | 349,000 |
| Noninterest expense | 777,000 | 1,535,000 | 2,349,000 | 3,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 200,000 | 290,000 | 393,000 |
| Income tax | -34,000 | -15,000 | -8,000 | 2,000 |
| Net income | 97,000 | 215,000 | 298,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,649,000 | 11,767,000 | 11,850,000 | 11,943,000 |
| Total capital | 12,329,000 | 12,448,000 | 12,433,000 | 12,466,000 |
| Risk-weighted assets | 61,604,000 | 63,237,000 | 64,755,000 | 64,732,000 |