Call reports 2017
MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,134,000 | 95,533,000 | 95,995,000 | 97,368,000 |
| Total loans | 61,316,000 | 64,290,000 | 67,290,000 | 67,926,000 |
| Allowance for loan losses | 683,000 | 673,000 | 675,000 | 666,000 |
| Securities available for sale | 18,605,000 | 17,961,000 | 17,171,000 | 17,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,237,000 | 83,591,000 | 83,928,000 | 85,311,000 |
| Interest-bearing deposits | 77,314,000 | 78,440,000 | 77,877,000 | 79,322,000 |
| Noninterest-bearing deposits | 5,923,000 | 5,151,000 | 6,051,000 | 5,989,000 |
| Equity capital | 10,978,000 | 11,209,000 | 11,322,000 | 11,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,772,000 | 2,663,000 | 3,574,000 |
| Interest expense | 119,000 | 243,000 | 367,000 | 480,000 |
| Net interest income | 724,000 | 1,529,000 | 2,296,000 | 3,094,000 |
| Noninterest income | 67,000 | 133,000 | 204,000 | 276,000 |
| Noninterest expense | 751,000 | 1,464,000 | 2,192,000 | 2,906,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 186,000 | 292,000 | 448,000 |
| Income tax | -3,000 | 29,000 | 47,000 | 221,000 |
| Net income | 43,000 | 157,000 | 245,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,323,000 | 11,436,000 | 11,524,000 | 11,506,000 |
| Total capital | 12,006,000 | 12,109,000 | 12,199,000 | 12,172,000 |
| Risk-weighted assets | 57,415,000 | 59,293,000 | 62,325,000 | 61,648,000 |