Call reports 2015

MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015

Name: MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION — FFIEC call report 2015
Creator: MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION

What MONROE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3faf8ba3-be67-40e5-a995-4850914da4ab/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	88,719,000	89,132,000	89,392,000	92,958,000
Total loans	67,493,000	68,002,000	66,299,000	66,442,000
Allowance for loan losses	704,000	694,000	688,000	693,000
Securities available for sale	14,130,000	12,377,000	11,888,000	10,255,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	77,107,000	77,573,000	77,738,000	81,244,000
Interest-bearing deposits	73,586,000	73,499,000	73,596,000	74,870,000
Noninterest-bearing deposits	3,521,000	4,074,000	4,142,000	6,374,000
Equity capital	10,831,000	10,781,000	10,896,000	10,891,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	848,000	1,703,000	2,556,000	3,417,000
Interest expense	115,000	231,000	348,000	463,000
Net interest income	733,000	1,472,000	2,208,000	2,954,000
Noninterest income	64,000	104,000	159,000	222,000
Noninterest expense	832,000	1,556,000	2,273,000	2,976,000
Provision for loan losses	0	0	0	0
Pretax income	-35,000	35,000	109,000	215,000
Income tax	-12,000	12,000	29,000	65,000
Net income	-23,000	23,000	80,000	150,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	10,755,000	10,800,000	10,856,000	10,926,000
Total capital	11,459,000	11,494,000	11,544,000	11,619,000
Risk-weighted assets	57,014,000	61,004,000	59,170,000	57,084,000