Call reports 2025
FIRST COMMUNITY BANK OF EAST TENNESSEE — 2025
What FIRST COMMUNITY BANK OF EAST TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 208,852,000 | 214,683,000 | 206,434,000 |
| Total loans | 136,538,000 | 138,927,000 | 138,620,000 |
| Allowance for loan losses | 1,621,000 | 1,655,000 | 1,640,000 |
| Securities available for sale | 16,608,000 | 16,526,000 | 17,287,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 179,909,000 | 185,061,000 | 176,733,000 |
| Interest-bearing deposits | 136,729,000 | 134,667,000 | 130,325,000 |
| Noninterest-bearing deposits | 43,180,000 | 50,394,000 | 46,408,000 |
| Equity capital | 20,656,000 | 21,335,000 | 21,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 2,383,000 | 4,968,000 | 7,550,000 |
| Interest expense | 604,000 | 1,193,000 | 1,781,000 |
| Net interest income | 1,779,000 | 3,775,000 | 5,769,000 |
| Noninterest income | 248,000 | 477,000 | 744,000 |
| Noninterest expense | 1,406,000 | 2,829,000 | 5,464,000 |
| Provision for loan losses | 17,000 | 54,000 | 28,000 |
| Pretax income | 608,000 | 1,380,000 | 1,025,000 |
| Income tax | 142,000 | 335,000 | 89,000 |
| Net income | 466,000 | 1,045,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 21,582,000 | 22,161,000 | 22,052,000 |